While you don’t necessarily need pet insurance, we highly recommend it. From yearly exams and vaccines to emergency care, pet care can add up over time but insurance can help offset those costs. Just like insurance for people, there are different companies and policies that you will want to research. These are just a few things to consider when choosing insurance for your pet.
Many different companies offer pet insurance, but choosing the right company and plan will depend on you and your pet. For instance, a lot of companies do not cover pre-existing conditions. If your 15-year-old dog has been suffering from hip dysplasia for 5 years, certain companies will not cover that issue if your pet was diagnosed before the coverage started. It’s just one of the important parts of a policy that you want to make sure you take note of. Be sure you do all your research before committing to an insurance policy so you can understand which policy is perfect for your pet.
Unlike human insurance, you will not be paying a copay at your time of visit. Usually, you’d be required to pay your invoice for your pet’s visit at the time of service, then you would submit your claim forms to your insurance company who would reimburse you for what they cover. You will submit your paperwork to your insurance company and occasionally they will reach out to your vet clinic for more information regarding your pet’s diagnosis so they can make sure they give you all the services you’re covered for.
Pet Insurance Companies We Recommend:
Below are just a few pet insurance options available to pet owners. To learn more about the services they cover and plan options available, click on the links!